Approving some text on my website - terms of use, privacy policy

Hello, I have the following text on my website that needs to be approved: (it's a community website but also has listing for professionals, posting photos,videos) Terms of Use - check for something that I have missed but is important to be here, something important from legal perspective. Privacy Policy - i have the same concerns here. Custom Text on the home page - just take a look at few sentences and probably make them better from estatic perspective. This is only for Native English [login to view URL] is professional expression is crucial. Those who have experience with terms of use text for UK companies will have advantage.