Payment Processor

Website needs to be similiar to _paypal and _stormpay, but more enhanced. Payment processor website for users to send money to each other via email. Insant transfer of money. IPN required! Our users need to be able to purchase an item online, and instantly be redirected to another page. Our users should be able to integrate our services onto their webpage to accept orders. Payment process and html snippets for users should be encrypted and non-encrypted. Site must support multiple currency. Verification of user data vs public records to prevent fradulant signups. Integration with funding from other payment processors, except _paypal and _stormpay. A complete auction site for users. User should be able to log-in to payment processor to access account, then go to auctions without having to register or login again. Auctions site must include rating system/feedback (like _ebay and _stormpay auctions) A complete merchant listing area, where merchants and users can post their site. All of the above functions must be available through some sort of administration system. Entire site will be encrypted uses AES-256 ssl. Should include all features of paypal and stormpay. Should include turning system Should include instant account creation. PROJECT INCLUDES WIRELESS ACCESS SYSTEM Users must be able to use their cell phone using wap, imode or other wireless technologies to access their account, send funds, deposit money, etc., (access most of the features in their account when accessed via http) Should your bid be chosen, payment will be instant. I will pay more if you can complete sooner than other bids. If you have past experience in this type of site, please bid on this project. If possible, provide examples.