作为项目顾问，以Accounting Manger的身份支持欧美零售/快消客户团队日常财务会计事宜。 Accounting Manger experiences in FMCG industry with Oracle system experiences, can kick off project immediately. Must: 1. Immediately available 2. Fluent in oral Mandarin & English 3. Bachelor Degree 4. >5yrs' related experience 5. With FMCG/Retail background 6. With Oracle system experience
请问有谁知道how to compile accounting Reports and do adjustments,BS,PL etc,
公司长期招聘财务岗位的自由职业者，根据实际工作需求可兼职也可全职 熟练掌握SAP 或 Oracle等国内外知名ERP系统，以及国内的税务相关系统 工作性质和环境以外资企业为主，合规及管理流程规范 希望有兴趣的应聘者与我们创建合作 需求岗位： & 总账会计 & 应收账款往来会计 & 应付账款往来会计 4.TAX Supervisor & 税务专员 & 出纳
Hotel customers using a membership card management system , a need to develop alternatives to achieve full functionality. Features include : And existing interfaces hotel room sales management system ( call each webservice form , with the other engineers do ) ; Membership card classification management , distribution , auditing , enable, payment and other packaging ; Corresponding financial statements , business reports ; Query function ; ( Detailed function menu , see Annex photo ) Claim: We had a similar successful projects ; Autonomously communicate with customers , to explore the details of the demand ; Hotels need to travel to the customer site commissioning and implementation of the ( secondary cities in Sichuan Province ) ; Familiar with business processes ...
现有的网站是一个登记员工和借还电脑的系统。PHP 添加多人的借贷 1. Step, Select user from usertype Student/teacher/accounting. Show only Users how are not assigned, and with status ACTIVE. Should implement with search function which I had made. 2. Multi select students by checkbox, with footer number and those students will be repeated in next page 3, Show date range picker, preview those students you have chosen, and then chosen start date and end date 4. Click button to send, then the data add to database, can cancel seletion anytime
...English, and post the articles to local English Forums(or blog,websites,SNS) in order to introduce our website or products. The articles should contain our website address or URL Link. - The websites you are going to post should be in high rank with Google,Yahoo,Bing. - You should post the articles under category of accounting servicesserviced officeincorporation services or related. - You cannot post the same article under one channel or forum. - The websites should be accounting servicesserviced officeincorporation servicesrelated. - The post should not be deleted within 7 days,and forbidden to use machine. - You should know how to follow the website rules and regulations. 英文外国网站SEO推广销售 任务对个人要求： 本网站需要在国外的网站上（论坛，网站，博客，SNS等）发帖推广我们的网站或产品 网址请留言。 合格的每一帖2.5元，若发的帖...
I'm looking for an expert who can integrate data from three platforms into my Laravel PHP ERP system. These platforms include Xero, and Sage accounting. Given these specific platforms, a freelancer with experience in working with them would be ideal. Additionally, PHP Laravel framework familiarity is essential. Requirements include: - Real-time synchronization: All data updated in any of these accounting software should reflect on my ERP system instantly. - Automatic data updates: An ability to schedule regular automated updates. - Custom Reporting: Tailored reports based on the data received from the platforms. - Error handling and Data Validation: Ensuring data is validated with robust error handling procedures. Given that I skipped indicating the specific data, your...
...transitioning our medium-sized business from cash-basis accounting to accrual-basis accounting. The primary reason for initially using the cash-basis method was its simplicity. However, as we have grown, the necessity for accrual accounting has become apparent, and we are ready to implement this method to improve financial reporting. Tasks and Requirements: - Assess the current cash-basis accounting system and propose a structured plan to shift to an accrual accounting system - Help the team understand the nuances of the new system for seamless operation post-transition - Regular follow-ups until the new accounting system is smoothly functioning Ideal candidates should have: - Proven experience with both cash-basis and accrual accounting...
Having an 1040 I've previously handled personal tax return. However, I'm now urgently in need of a tax return amendment specialist who can swiftly and accurately adjust elements of my tax return. This will encompass the following areas: - Income adjustments -Write off my home write i conduct business at. -I use my vehicle -[Removed by Freelancer.com Admin for offsiting - please see Section 13 of our Terms and Conditions] meetings internet I'm looking for someone with specific experience in these areas who can decipher complex financial information with ease and deliver accurate results. The task is to be completed impressively swiftly - on the same day. I expect the freelancer to be wholly familiar with 1040 X filing, comprehensive in understanding ...
I am in need of a user-friendly, responsive website specifically for selling women's clothing. This should feature: • A comprehensive section for product reviews • An accurate size guide • A wishlist function allowing customers to save their favorite items for future reference • Tax and shipping calculators adaptable based on customer location Initially, my inventory will start with 10 unique products, however, there will be an inventory quantity of around 500 units. An ideal candidate would have experience in e-commerce website development, product management systems and should be well-versed in creating intuitive and holistic user journeys. Experience in building sites for the fashion industry would be a bonus.
I am in need of a user-friendly, responsive website specifically for selling women's clothing. This should feature: • A comprehensive section for product reviews • An accurate size guide • A wishlist function allowing customers to save their favorite items for future reference • Tax and shipping calculators adaptable based on customer location Initially, my inventory will start with 10 unique products, however, there will be an inventory quantity of around 500 units. An ideal candidate would have experience in e-commerce website development, product management systems and should be well-versed in creating intuitive and holistic user journeys. Experience in building sites for the fashion industry would be a bonus.
...should facilitate effective daily analysis of certain key aspects in relation to the business's financial and operational data. Key Responsibilities: - Design and configure a Zoho dashboard that tracks and analyzes our revenue, expenses, and any patterns in our sales and customer relationships. Ideal Skills: - Zoho dashboard configuration - Zoho analytics - Data Visualization - Financial Accounting knowledge - Understanding of CRM data The ideal freelancer for this project should hold considerable experience in creating business analytics solutions with Zoho. A keen understanding of financial data, CRM analytics, and excellency in data visualization is paramount. Please note, my interest lies in daily data analysis. If you're confident in your ability to meet these...
I'm looking to create a new crypto token on Binance...million. The token's primary purpose is for investment. The ideal freelancer for this project should be well-versed in token creation on Binance Smart Chain, and have experience with listing tokens on KuCoin. Experience with the following is highly valued: - Tokenomics: I require the implementation of specific tokenomics features, including: - Rewards for holders - Transaction taxes (a tax on each transaction that is redistributed to existing token holders) - Income generation for the token owner Please provide a detailed proposal outlining your approach to the token creation and listing process. Any previous experience with similar projects is a big plus. Looking forward to working with a skilled profess...
Need a Lead Generation expert and appointment setter to generate leads for our accounting firm. This will be a pay-per-qualified lead and appointment project. Please explain the strategy you will use and experience
I am seeking a seasoned Qlik Sense developer to overhaul an existing application designed to analyze sales tren...individual product sales. Include robust filtering options to analyze data across various dimensions and timeframes. Implement features to compare sales by location on different bases, such as: Yesterday vs. the same day the previous week. Yesterday vs. the same weekday last year. Week to date vs. last week. Week to date vs. the same week last year. Week to date vs. the same week last year, accounting only for locations open during both periods (like for like). Yesterday vs. the same day last year, like for like basis. Skills and Experience Required: Expertise in Qlik Sense application development—candidates should be able to showcase previous projects with simil...
I'm seeking an experienced and reliable accountant to assist me with my accounting needs on a weekly basis. Key Responsibilities: - Bookkeeping: This includes keeping track of all financial transactions, such as purchases, sales, receipts, and payments. - Financial Statements Preparation: You'll be responsible for preparing my financial statements, including my balance sheet, income statement, and cash flow statement. - Tax Preparation: You should be well-versed in tax laws and regulations, and be able to prepare and file my taxes in a timely manner. Additional Details: - Accounting Software: I'm currently using QuickBooks. Proficiency in this software is required for this role. - Frequency: Your services will be needed weekly, so you must be ab...
...quantities, and prices. Verify the accuracy of all entered data to ensure consistency and completeness. Categorize transactions appropriately based on company guidelines and accounting principles. Identify and resolve any discrepancies or errors in the data entry process. Communicate effectively with team members to ensure smooth workflow and timely completion of tasks. Maintain confidentiality of sensitive information and adhere to company policies and procedures. Assist in other administrative tasks as needed to support the finance and accounting team. Requirements: Proven experience in data entry, preferably in a finance or accounting environment. Proficiency in QuickBooks software, with a strong understanding of its features and functions. Excellent attention t...
I aim to commence a dropshipping business involving items from AliExpress and selling them on eBay Australia. To do so, I am seeking expert opi...items from AliExpress and selling them on eBay Australia. To do so, I am seeking expert opinion on five profitable items that are trending or popular. The niche or category doesn't matter, so it could be anything from electronics, home & garden items, to fashion accessories. - Considering the most competitive seller of the items on Ebay Australia, the 15% charges. - Aliexpress charges are 10% tax on the items and $2.99 shipping charges on each items Considering these 2 factors i want to make a profit margin of $4 -$10 on each products. Looking for longterm project. Please provide 1 research item just so i know we are on same...
...need of an experienced SEO specialist to enhance the online presence of my 4 accounting websites. My main goal is to increase the traffic to these websites. Key Responsibilities: - Conduct a comprehensive keyword research: Identify the most relevant and high-traffic keywords for the accounting industry. - Implement effective on-page and off-page SEO techniques: Optimize the websites' content, meta tags, and backlinks to enhance search engine rankings and attract more organic traffic. - Monitor traffic and analytics: Regularly track and analyze website traffic to evaluate the success of the implemented SEO strategies and make necessary adjustments. Ideal Skills and Experience: - Proven experience in SEO for accounting and financial websites. - Extensive know...
I'm in need of a WordPress website for my fashion clothing business. I'm looking for a skilled web developer that can integrate an accounting system into the site. The main function of this accounting system should be to track sales and expenses. Additionally, I'm looking for the following features to be integrated into the site: - Customer Reviews - Live Chat Support - Membership Registration The ideal candidate should have experience in building e-commerce websites, particularly on the WordPress platform. The candidate should also have a good understanding of accounting systems and be able to implement a robust tracking system for sales and expenses. Experience with integrating customer review systems, live chat support, and membership registration f...
I'm looking for help in combining multiple Excel slicers into one for our data analysis needs. The requirement is, I want to use same Slicer for multiple data. Detailed description is as follows: I have a accounting sheet. Where in one separate sheet I have captured Incomes along with the date and amount and other sheet I have put Expenses along with Date and amount. Now in summary sheet I am using Income pivot table, where I am using Slicer on Date (Merged for Months and Years). I want the same slicer to be used for Expense pivots as well. The ideal freelancer for this job should be proficient in: - Excel - Slicers and PivotTables - User experience design - Data analysis techniques Your input and expertise in this project can help streamline our data manipulation proces...
I'm looking for a skilled freelancer who can compile comprehensive B2B leads specifically in the accounting industry. Duties include: Target Audience: - Accounting Companies Located in the USA who offer bookkeeping, payroll, taxes, etc. - Spending money on Ads / Marketing - Looking for sales - Want leads from companies interested in their services - Self-Employed, Small Business 1-5 employees) - Decision makers: Owners, Marketing Director, Marketing Manager, Sales Manager, etc. - Qualify Questions Asked of Potential Leads (That the audience would want to buy) What needs to be provided: - Contact Name - Valid Phone Number - Valid Email - Company Name - Website - Answers to Qualify Questions (link
I'm seeking a professional to help me with my tax computation for the tax year 23-24. I am a resident for tax purposes and need assistance in reporting my business and self-employment income. Key Requirements: - Expertise in Indian tax laws and regulations, particularly for the year 23-24. - Prior experience in computing taxes for residents. The ideal candidate should be able to provide accurate calculations based on my income sources and help me maximize my deductions within the legal boundaries. I'm looking for a reliable individual who can help me file my taxes promptly and accurately.
I need a skilled copywriter to create sales copy for B2B email marketing campaigns. The ideal freelancer will read through the attachment in this post and follow what is provided. - Write engaging, friendly emails that resonate with our audience - Utilize their expertise in lead generation to achieve our campaign goals - Have experience in B2B sales, specifically in the accounting industry The main objective of this project is to increase our lead generation, so if you have proven strategies to achieve this, we would love to have you on our team.
I'm in need of an experienced freelancer to help me develop a prototype. The main goal of the project is to improve transaction management, focusing on data integrity particularly, using Spring and Hibernate with Oracle Database. Key Tasks: - Help build a prototype emphasizing...training material sand community forums typically show - Strong track record of ensuring successful integration of Oracle databases with Spring and Hibernate. Attached is a detailed write-up of the specific technical problem we are trying to solve, along with some prototype code that may or may not be needed. Deliverable: - A simple prototype which can write to 2 databases in 1 atomic transaction, accounting for the dynamic nature of data source management and transaction management described the at...
I'm looking for a professional who can help me draft a comprehensive engagement letter for clients signing up with my accounting firm. The ideal candidate will have experience in legal writing and an understanding of accounting industry practices and terminology. I would ideally prefer a template that can be easily adjusted and worked with for multiple clients across various industries Key Requirements: - The engagement letter should cover tax preparation, financial statement preparation, and bookkeeping services and other accounting activities relating to the scope of a CPA firm - The document should be delivered in a Word format. - Confidentiality clause is a must to protect client information. A clear understanding of legal requirements around client c...
I am in need of a skilled accountant to assist with individual tax return preparation in france. Services needed will include all aspects of the tax return process, ensuring all documentation is accurately and timely processed. Key Skills and Experience: - Knowledgeable in french tax regulations and laws. - Recent experience with french tax return preparation. - Excellent attention to detail and commitment to accuracy. - Strong time management skills due to the time-sensitive nature of the task.
I'm in immediate need of an expert with proficiency in Odoo extension development, for a project with undefined specifications. The right freelancer should: - Have extensive experience in Odoo, with the ability to work on any version. - Boast strong skills in various aspects (such as inventory management, CRM integration, or accounting integration) to handle uncertain project requirements. - Be capable of delivering a fast turnaround as the project needs completion ASAP. If you're flexible, adaptive, and thrive under pressure, I want to hear from you. Your ability to deliver high-quality work promptly will be key in this role.
...candidate will have prior experience in dealing with Payability reports and utilizing accounting software such as QuickBooks, Xero or Wave. Key responsibilities include: - Reconciling my marketplace sales with Payability reports - Preparing monthly balance sheets - Generating monthly income statements - Compiling monthly cash flow statements Please note that I receive daily Payability reports from my marketplace. I have access to all necessary sales data from the marketplace, so the main focus will be on reconciling these figures with the Payability reports. Accuracy and attention to detail are crucial for this project. Ideal skills and experience: - Proven experience with reconciliations - Expertise with accounting software such as QuickBooks, Xero or Wave - Knowledg...
I'm looking for an expert who can integrate data from three platforms into my Laravel PHP ERP system. These platforms include Xero, and Sage accounting. Given these specific platforms, a freelancer with experience in working with them would be ideal. Additionally, PHP Laravel framework familiarity is essential. Requirements include: - Real-time synchronization: All data updated in any of these accounting software should reflect on my ERP system instantly. - Automatic data updates: An ability to schedule regular automated updates. - Custom Reporting: Tailored reports based on the data received from the platforms. - Error handling and Data Validation: Ensuring data is validated with robust error handling procedures. Given that I skipped indicating the specific data, your...
I'm in need of a talented web designer to create an engaging and professional website for my accounting studio. The main goal of this website is to attract new clients, so it should be designed with this in mind. Key features I'm looking to have on the site include: - A sleek and professional design that reflects the serious nature of the accounting industry. - A clear layout that is easy to navigate and find information. - Information about the services my studio offers, in a clear and concise manner. - An 'About Us' section that gives a brief overview of the company and team. - A section for client testimonials, to showcase the positive experiences of previous clients. The ideal freelancer for this job will have: - Proven experience in designing profes...
I'm looking for a freelancer to create custom fillable PDF invoices with a payment section. - The invoices need to include the following fields: -- Customer information -- Invoice number -- Date -- Item description -- Quantity -- Unit price - Th...the following fields: -- Customer information -- Invoice number -- Date -- Item description -- Quantity -- Unit price - The payment section should include: -- Payment methods accepted The goal is to simplify our invoicing process and make it easier for our clients to provide payment. The ideal candidate will have experience in creating user-friendly fillable PDFs and a good understanding of accounting processes. It's important that the design is professional and easy to use. Please provide any relevant samples of your previo...
I am looking for a simple modern design for my retractable banner: Please review website for more details to add to the banner also include logo and pictures. Header EOM DETROIT: Your One-Stop Solution for Profitable Real Estate Investments and Dream Ownership About us: At EOM Detroit, we specialize in pr...and Dream Ownership About us: At EOM Detroit, we specialize in providing comprehensive real estate investment opportunities for homeowners and investors. Whether you're looking to achieve your dream of homeownership or seeking lucrative investment options, we have the programs and expertise to guide you every step of the way. Benefits of real estate investing: passive income stable cash flow tax advantages diversification leverage. ALSO ADD CONTACT INFORMATION THA...
Accounts and Corporation Tax Submission For CLARGES STREET BRADFORD LIMITED
I'm looking for assistance and process mapping to convert data from QuickBooks to an XML file to integrate with an accounting system. This project primarily centers on the automation and efficiency of our billing process. Key Requirements: - Expertise in QuickBooks, XML, and accounting systems - Quick books desk top program not the cloud based version - Ability to include specific invoice details in the XML file - provide process and plan - Proven experience in system integration The successful candidate will have a proven background in similar projects and demonstrate a clear understanding of the requirements. I am looking to commence the project immediately.
...wish to collect pricing and other data from You will do the following for each part number and in region • Search and locate the part number on competitive websites • If not located indicate not available • If located capture the following and manually enter into our tool or spreadsheet: ○ Direct Product URL (not URL for search / list that contains product) ○ Product price without VAT / Tax ○ Product price with VAT / Tac (if shown) ○ Freight price if available There will be approx 600-1000 items per region, approx 3-5 competitive sites and 6 regions. The entire project is estimated to take 2 weeks of continuous effort or approx 80 hours. Ideal Candidate: - Proficient in web research and data entry - Highly detail oriented This project requires m...
NEED URGENT AND ITS SMALL JOB 'm looking for an experienced Laravel developer who can make tailored changes to my current project. Key tasks include: - Customizing our billing process with a focus on generating invoices. - Ensuring the invoices generated include comprehensive tax information. Ideal candidates should have: - Proven experience in Laravel. - Familiarity with integrating finance-related features, specifically around invoicing and taxation. - Knowledge of API integration is a plus. Only detail-oriented developers who can deliver results swiftly are invited to apply.
I'm seeking a freelancer who can assist with my quarterly GST filings for my Sole Proprietorship business in India. Key Details: - **Country & Business Type:** The GST filings will specifically involve the regulations and process applicable to India and my Sole Proprietorship. - **Frequency:** The services will be ...experience with Indian GST regulations, particularly for Sole Proprietorships. - Be well-versed with the filing procedures and requirements for quarterly GST submissions. - Demonstrate a track record of accuracy and timely completion of similar tasks. - Maintain a high level of professionalism and confidentiality in handling financial information. Your assistance will ensure compliance with the Indian tax regulations, allowing me to focus on the core operati...
As a small business owner, I am looking for a tax expert who can promptly assist me with a 1 page tax scenario of accounts. Followed by a few questions on that scenario. A quick and easy task. The ideal freelancer for this assignment should have: • Significant experience in small business taxation • Comprehensive understanding of tax deductions and credits • Expertise in bookkeeping and financial planning • Proven record of prompt project completions An understanding of commercial accommodation sales Please note that given the urgency of this project, I need someone who can start as soon as possible. Your assistance and expertise will be instrumental in navigating the complex world of business taxes.
I'm looking for a bookkeeping job in QuickBooks Online. Key Responsibilities: - Recording and cat...QuickBooks Online. Key Responsibilities: - Recording and categorizing all my weekly transactions including invoices, payments, expenses, and receipts. - Reconciling bank and credit card accounts. - Generating financial reports on a weekly basis. - Ensuring compliance with accounting standards and tax regulations. Ideal Skills and Experience: - Proficiency in QuickBooks Online. - Strong understanding of accounting principles and practices. - Experience with bookkeeping for small businesses. - Familiarity with financial reporting and tax requirements. - Excellent attention to detail and organizational skills. Please note that this is a recurring task and...
I'm currently in search of a seasoned SAP FICO consultant, available for a 2 to 3-month project in Gurgaon. With an ideal experience range between 6 to 10 years, your areas of expertise should ideally include: - Financial Accounting (FI) - Controlling (CO) Specifically, I need assistance with the following functionalities within the aforementioned areas: - General Ledger (GL) - Accounts Payable (AP) - Accounts Receivable (AR) - Banking - Asset accounting - Controlling The objective behind engaging you in this project is essentially left open, as I didn't specify any precise business requirements. As such, I hope to use your expertise to evaluate the current system and recommend improvements. Ideal candidates should have a demonstrative history of successful SAP ...
I'm urgently in need of a bookkeeper who can accurately catego...who can accurately categorize my last financial year's bank transactions and prepare them for inclusion in the General ledger. This task is primarily for tax filing purposes. My business currently operates on Quickfile so proficiency in this software is essential. Transactions classification is available in Excel, I'll be prioritizing freelancers who can demonstrate: - A strong background in bookkeeping - Knowledge of tax preparation, ideally within EXCEL - Quickfile experience - Proven ability to meet stringent deadlines. Your role will involve the correct categorization of numerous transactions, ensuring everything is in order for tax filing. Please be ready to start this project im...
I am in dire need of a business report that expertly intertwines the topics of taxation, finance calculations, and economics. The primary purpose of this report is to assist me in analyzing my business's financial performance and understanding the various tax implications. An in-depth understanding of these areas is essential, as the report will directly influence my financial decisions. Key Requirements: - A good understanding of taxation - Proficiency in finance calculations - Sound knowledge of economics - Ability to provide quick turnaround Only applicants who can deliver the report ASAP will be considered, as I am working on a tight schedule. Strong analytical skills will be highly advantageous given the nature of the project. Please ensure your bid reflects your under...
... - The primary aspect of the project involves optimizing my website to improve its search engine rankings. This includes: - Keyword research and implementation - On-page optimization including meta tags, URL structure, and header tags - Technical SEO improvements - Link building strategies - Experience with tools like Google Analytics, Google Search Console, and SEO auditing tools is necessary. 2. Online Reputation Management: - My second concern is about creating a more positive image of my company online. - I need assistance in: - Identifying areas where improvements can be made - Developing and implementing strategies to build a more positive online presence - Creating positive content to overshadow any existing negative con...
I need a talented designer to create professional and elegant double-sided business cards. I...considered a significant asset for this project. Can't wait to see your designs! I have attached a similar accounting business card how I want my business card to look. The second attachment that shows the logo “NJÆ Accounting” is the business name and logo of my business and I would like the exact color. On the back side I would like it bottom part white and top part black similar to the demo picture. I would like my contact information included such as phone number, email, and social media pages. Please find attached the blue postal card that provides all of my business information and services provided. The services provided are : • Taxes Prepa...
I'm in need of a logo for my accounting and consulting firm, Bayview Accounting & Consulting. My preferred design is modern and minimalistic, reflecting a sense of professionalism. I'd prefer an Icon Based logo. - Color: I would like the primary colors of the logo to be Blue Gray and White. Please incorporate these colors in a manner that emphasizes the firm's professional nature. - Emotion: The logo should give off a sense of professionalism. This will be the first point of contact with clients, so it is important that it engenders instant credibility. Ideal candidate should have: - Strong experience in logo design, particularly in a corporate setting - A keen eye for color combinations that create an atmosphere of professionalism. - Previous experience c...
I am seeking professional assistance to disso...dissolve my Limited Liability Company (LLC) based in Wyoming. In addition to the legal procedures of dissolution, I need help in filing the final tax return to the IRS for a dissolved LLC . All paper work must be done and sent to required authorities (IRS Form 966 Preparation EIN Cancellation / IRS Business Account Cancellation, Zero Activity Federal Tax Return for final tax year, Form 1120 and 5420) • Responsibilities/Skills Required: - Comprehensive understanding of Wyoming state laws regarding business dissolution - Expertise in corporate law, specifically LLC operations and terminations - Knowledge on IRS procedures and laws for submitting final tax reports for dissolved LLCs - Strong communication skill...
I'm looking for a freelancer who can help me with various tasks related to fiduciary accounting for my personal finances. Key Tasks: - Assistance with income tracking - Assistance with expense tracking - Assistance with financial reporting Current Situation: I currently handle all my fiduciary accounting manually using spreadsheets. I'm looking for a professional who can streamline this process and provide me with accurate and timely financial reports. Ideal Skills: - Proficient in fiduciary accounting - Experience with personal finance management - Skilled in using accounting software - Strong analytical and problem-solving skills If you have a background in fiduciary accounting and are adept at managing personal finances, I'd love to...
